Transparent, Ethical, and Customised Wealth Management Pricing
We don’t charge unnecessary fees. Our pricing model is built on trust and clarity, empowering you to make confident, valuable decisions.
Our H-I-V-E Promise
Financial clarity starts with open conversations. That’s why our pricing is transparent, fair, and built to reflect the real value of the service you receive.
We’re one of the few finance companies in South Africa that offer a free financial snapshot before any commitment. This is our way of showing good faith from day one.
Honesty
Upfront about costs with no fine print
Integrity
Fair pricing for fair, expert service
Values
We prioritise your legacy, not our profits
Ethics
No unnecessary upsells or hidden clauses
We Don’t Charge for Advice
We believe financial education should be free, because an informed South Africa is a stronger South Africa.
We only make money if our solutions work for you, through clearly disclosed ongoing fees for implementation and support.
Explore Our Services and Transparent Fees
We keep our pricing simple and transparent so you can focus on what matters most: building long-term financial confidence.
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No initial fees:
Your first strategy session and financial snapshot are completely free -
Ongoing fees:
Tailored to your needs, calculated and disclosed based on portfolio size and service mix
What Every Client Receives
We believe financial knowledge is a right, not a luxury. That’s why every Hive Wealth relationship is designed to empower confident decision-making and long-term clarity, no matter your goals or portfolio size.
Custom Financial Snapshot
Dedicated Advisor Support
Annual Review Sessions
Access to Financial Education Resources
Optional ESG Guidance
Access to leading financial planning tools
Support That Matches Your Goals and Life Stage
Socially Conscious Investors
Legacy matters. Our multi-generational strategies include estate planning, philanthropic giving, and customised wealth management tools designed to last.
Business Owners and Entrepreneurs
From succession planning to liquidity strategies, we bundle your personal and company finances under a smart, goal-based retainer.
Pre-Retirees and Retirees
Plan confidently. With packages starting at R3,500, we help you build a sustainable income strategy, protect your assets, and optimise pension access.
Young Working Professionals
Our affordable advisory access helps you get started, stay on track, and build your investment strategies over time, debt-conscious and future-ready.
Legacy-Focused Clients
Our affordable advisory access helps you get started, stay on track, and build your investment strategies over time, debt-conscious and future-ready.
Frequently Asked Questions
What does wealth management mean at Hive Wealth?
Wealth management at Hive Wealth means more than just overseeing investments. It is a personalised, purpose-led approach to your entire financial ecosystem. This includes income, tax planning, risk protection, estate planning, and long-term financial growth. Every plan we create reflects your values, goals, and the impact you want to leave behind.
How is Hive Wealth’s pricing structured, and what do I actually pay for?
Our wealth management pricing is tailored to your needs and explained clearly from the start. We never charge hidden fees or push commission-driven products. Most clients begin with a free strategy session. From there, we provide a custom quote based on your goals, life stage, and the financial services you require.
What is included in the free financial snapshot?
Your snapshot includes a personalised review of your financial position, priorities, and goals. It offers clarity on where you stand and what steps you can take next. There is no cost and no obligation, just practical financial knowledge to help you make confident decisions.
Do you earn commissions or receive incentives for financial products?
We are fully independent and transparent. For insurance services, we disclose any commissions upfront. For investment tools and strategies, we charge based on assets under management. We do not receive hidden incentives. Our recommendations always reflect your needs and values.
How does Hive Wealth tailor financial management to each client?
No two financial journeys are the same. We begin with a deep-dive consultation and personalised assessment, then build a roadmap based on your goals, values, and financial priorities. Whether you are building wealth, preserving assets, or investing in sustainable finance, our advice evolves with you.
What is the difference between financial planning and financial management?
Financial planning focuses on long-term goals such as retirement planning, estate planning, or legacy building. Financial management supports your day-to-day decisions, including budgeting, forecasting tools, and tax optimisation. At Hive Wealth, both are integrated to support lasting prosperity.
Can you help me invest sustainably or align my portfolio with ESG goals?
Yes. We offer sustainable finance strategies, ESG portfolio design, and guidance for conscious investors. Whether you are new to ESG investment or looking to shift your current portfolio, we will help you invest with purpose and clarity.
Real Experiences, Real Impact
Trusted advice. Meaningful results.
The Hive Wealth team helped me build a strategy that reflects my values, not just my assets. I feel truly empowered.
Naledi M., Entrepreneur
They made financial planning feel human. I now have a clear roadmap that aligns with both my goals and my purpose.
Thomas L., Senior Consultant
They did not just offer me investments. They helped me shape a long-term ecosystem for myself and my family.
Zanele R., Family Business Owner
Professional, responsive, and always focused on my long-term goals. I have complete confidence in the advice I receive.
Wayne Liebenberg
The service is highly personal, and the guidance is clear and practical. I feel genuinely supported in every financial decision.
Justin Witbooi
Thoughtful planning, disciplined investing, and excellent communication. Exactly what I want in a wealth management partner.
Jason Plumbly
They understand my full financial picture, not just my investments. The advice is strategic and always aligned with my priorities.
Dirk Geldinhuys
Reliable, trustworthy, and consistently professional. I’ve felt well looked after through every market cycle.
Johan Pool
Design a Financial Plan That Works for Your Budget and Your Legacy
Every journey with Hive Wealth starts with insight, not obligation. Your first session is completely free and includes a financial snapshot to help you make informed, valuable decisions from day one.
Let’s begin your financial journey with purpose and confidence.